SMSF Loans
Specialised Solutions specialists
Super low fixed rate expiring or dissatisfied with your current commercial loan deal? We’re here to find refinancing solutions that Sydney businesses can rely on to meet their financial needs.
A better deal might be only a few steps away
Specialised Lending Solutions, tailored for You
Buying or investing in property is one of the most important financial decisions you’ll ever make, so why trust it too just anyone?
Too often, we see borrowers end up with loans that don’t align with their goals, or told they have a limited borrowing capacity, or worse they have little understanding of how the structure of their loan can affect future plans. We believe the right foundation that’s built with intention, is key to achieving long-term sustainable success.
At Daoud Finance, we take the time to understand what matters most to you. We don’t just find you a great deal, we listen, help you navigate the vast landscape of loan options, explaining the features and benefits so your decisions are not only informed but structured to support your goals today and well into the future.
Specialised Solutions
SMSF Property Loans (Residential or Commercial)
SMSF Property Finance, your retirement, your rules.
Investing through your SMSF can be a game changer, but securing the right loan is rarely straightforward. Lender criteria, compliance rules, gearing restrictions, and managing cash flow within the fund all require careful strategy and research.
We specialise in making SMSF property investment seamless. Whether you’re purchasing residential or commercial property, refinancing, or expanding your portfolio, we assess your fund’s structure, cash flow, and long-term goals.
Our wide lender panel ensures access to competitive rates, flexible terms, and tailored structures that align with your retirement strategy. From preparing applications and valuations to liaising with auditors and accountants, we manage every detail, ensuring compliance and clarity and confidence.
Trust & Company Property Purchases
Complex structures made simple, solutions for maximum results.
Owning property through a trust or company can be a strategic way to protect assets, optimise tax outcomes, and plan for the long term. Whether safeguarding family wealth, separating business and personal assets, or structuring investments for succession planning, having the right lending strategy is critical.
We specialise in turning complex structures into simple, practical solutions. Our team will assesses your goals, the purpose of the trust or company, borrowing requirements, and cash flow, then designs finance tailored to your strategy. From commercial properties to residential investments, we navigate lender criteria, structural rules, and compliance, ensuring your borrowing capacity is maximised without compromising your objectives.
Having a dedicated partner who coordinates with lenders, accountants, and advisors, handles the paperwork, and anticipates challenges before they arise, gives you clarity, efficiency, and confidence, knowing every aspect is managed with your best interests in mind.
Guarantor Loans & Low Doc Solutions
Flexible finance, structured for your success.
Sometimes circumstances don’t fit the standard lending mould, and traditional banks can make securing finance a challenge. Guarantor loans and low-doc solutions provide flexible alternatives, helping you access property or business funding when conventional pathways are restrictive.
We help clients navigate these options with precision. For guarantor loans, we assess suitability, structure arrangements to protect all parties, and maximise borrowing potential while maintaining clear obligations. For self-employed or cash-flow-focused clients, we prepare submissions that highlight income, sustainability, and repayment capacity, without unnecessary paperwork, using low- or no-doc options.
Having us in your corner means you’re not left juggling forms, chasing approvals, or worrying about compliance. We coordinate with lenders, explain every step, and structure the finance to align with your goals ensuring you access what’s possible safely, efficiently, and make the right decisions with confidence.
Bridging Loans
Bridging the Gap Between Selling and Buying
Bridging finance is the smart solution for anyone who’s found their next home or investment but hasn’t yet sold their current property. Traditional lending can leave you stuck waiting to selling first, then buying which often means rushed decisions or missed opportunities. A bridging loan gives you access to funds now, so you can secure your next purchase with confidence while you finalise the sale.
We help you navigate lender requirements, structure the right bridge loan for your needs, and coordinate settlements so your plans are uninterrupted. Whether you’re upgrading, downsizing, or strategically repositioning your portfolio, we make the transition seamless and stressfree.
Islamic Finance
Ethical finance with expert guidance, your faith, your rules, your future.
Finance can be more than just a loan, it can be about faith, ethics, and true Sharia-compliance. Islamic also known as Hilal Finance, strictly avoids riba (interest) and relies on ethical, asset-based structures that share risk fairly and transparently.
We offer Sharia-compliant finance for residential, commercial, and construction projects, including standard, low-doc, and tailored options for property investment or development. Products are structured around Ijarah (lease-to-own) and Murabaha (cost-plus purchase) arrangements, meaning profit is ethically agreed and contracts are clear, transparent, and fully Sharia-compliant.
This approach allows you to purchase, build or refinance without compromising your beliefs. Whether it’s a first home, an investment, or a complex construction project, we understand that every solution needs to align with your financial goals and ethical values.
Property Share Holdings / Co-Investment
Own Together, Invest Smarter with clarity, control and confidence.
Pooling resources with siblings, partners, or close friends can unlock property ownership sooner, increase borrowing capacity, share costs, and make highervalue investments possible. By combining incomes, deposits, and credit profiles, coowners can broaden opportunity, build equity faster.
However, shared ownership isn’t without complexity. Most lenders require all parties to be accountable for the entire loan, not just their share, meaning if one person defaults, all owners can be held responsible. Structures like Tenants in Common allow unequal ownership and clearer exit planning, but legal agreements are essential to avoid disputes over selling, refinancing, or contributions.
We design coinvestment strategies that address ownership proportions, liability exposure, exit plans, and lender expectations, so you enter the market with clarity, confidence, and a plan that protects you and the people you invest with.