COMMERCIAL
Commercial Loans specialists
Super low fixed rate expiring or dissatisfied with your current commercial loan deal? We’re here to find refinancing solutions that Sydney businesses can rely on to meet their financial needs.
A better deal might be only a few steps away
Commercial Loans Services
Commercial Property Loans
Own Your Space, Grow Your Business with Confidence
For many business owners, renting can feel like wasted money and missed opportunity. Growing demand, expanding teams, or simply wanting your own space often means it’s time to explore commercial property ownership. But navigating commercial finance can be complex. Commercial loan structures, deposits, valuations, and lender requirements differ significantly from standard home loans.
We here to help you make sense of it all. Whether you’re purchasing your first commercial property, expanding to multiple sites, or refinancing an existing investment, we assess your goals, borrowing capacity, and risk tolerance. We explore all options, from traditional commercial loans to structured Trust purchasing strategies, ensuring the structure supports your long-term plans.
We also coordinate with your accountant organise valuations, manage lender applications, and the sometimes-overwhelming paperwork, giving you
time to focus on running your business. With experience in cash flow strategies, interest-only periods, and leveraging equity, we help you maximise borrowing capacity while maintaining flexibility.
We guide every step, so you invest confidently building your business and your future.
Commercial Construction
Build Smarter, Grow Your Business Without the Stress
We guide every stage so your project stays on track and aligned with your growth plans.
Expanding your business often means you may need a purpose-built facility or an off-the-plan investment for a customised commercial space. While the opportunity is exciting, commercial construction finance is complex — from lender options and approvals to compliance requirements that differ from standard commercial loans.
Let us simplify the process. We work with you to assess borrowing capacity, loan structure, and project feasibility. Whether it’s a warehouse, retail space, or a multi-unit commercial development, we present your project to a wide panel of lenders to secure the right funding solution.
From coordinating valuations, lender applications, and progress drawdowns, to working directly with builders and managing the documentation, we handle the details so you can focus on running your business. Interest-only stages, cash flow planning, and equity strategies are explained in plain language to maximise flexibility and minimise risk.
Development Funding
Turn Vision to Reality, Finance Built for Developers
Property development finance is a highly specialist field, options vary as do the fees and rates on offer. Whether you’re acquiring land, progressing subdivision, planning a mixeduse project, or completing a multistage build, the finance structure makes all the difference. Traditional bank lending can be cumbersome and rigid and heavily dependent on presales or conservative criteria, which risks delaying your project or tying up your equity unnecessarily. Many lenders assess deals based on rigid formulas rather than real feasibility, leaving ambitious developers frustrated and opportunities slipping away.
In contrast, development funding must be assessed on feasibility, exit strategy and real market value, not just significant equity or credit history. Lenders often require extensive documentation, high equity contributions, and presales before they engage. Private and specialist lenders, on the other hand, focus on project fundamentals, allowing faster approvals, more flexible structures and staged drawdowns based on progress milestones, not arbitrary checkboxes.
We work with you to:
- Analyse feasibility and realistic valuations before costs escalate
- Structure finance from land acquisition through to completion
- Navigate subdivision funding, staged progress drawdowns, and mezzanine or equitybridge options
- Present the project effectively to lenders who will compete for your business
Lenders will assess exit strategy, equity contribution, gross realisation value, and project risk differently, and that’s exactly why you need someone in your corner who knows which lenders will back your deal and why.
TESTIMONIALS
What our clients say
FAQs
Frequently asked Questions
What is a mortgage broker?
A mortgage broker is your personal guide through the lending world. Instead of dealing with multiple banks yourself, we do the research, compare lenders, and find the right loan that fits your goals. We’re licensed professionals who act in your best interests, making the process simple, transparent, and stress-free.
Why use a mortgage broker?
Using a mortgage broker gives you access to a wide range of loan products from multiple banks and lenders, not just one. We take the time to understand your needs and goals, then present you with options so you can easily compare interest rates, repayments, and loan features. We handle the heavy lifting, researching, negotiating, and shortlisting the right loans so you don’t waste time dealing with lenders whose products may not suit you. A good broker can also save you money by helping you find the loan that fits your circumstances perfectly.
What makes Daoud Finance different?
Do Mortgage Brokers charge fees?
Mortgage brokers are generally paid by lenders through commissions, paid when a loan settles, often referred to as “success fees.” These commissions are usually set at industry-standard rates, ensuring recommendations are based on what suits your needs, not who pays more.
In some complex situations, a broker may charge a commitment or processing fee. If this applies, it will always be clearly explained and agreed upfront.
Brokers are required to act in their client’s best interests and operate under strict regulatory obligations. Transparency around fees and remuneration is a core part of responsible lending.
At Daoud Finance, we’re committed to being open and upfront about how we’re paid. Our advice is always focused on what’s best for you, and our business is built on trust, long-term relationships, and referrals from clients who value genuine guidance and care.